4 Gratis Nederlandse Financiële Calculators 2026 — BTW, Vakantiegeld, Erfbelasting, Pensioen

Vier nieuwe gratis calculators voor Nederlandse financiën in 2026 — BTW, vakantiegeld, erfbelasting en pensioen. Alles draait in je browser, geen registratie, geen data die wordt opgeslagen.

1. BTW Berekenen 2026

De meest gebruikte calculator voor ondernemers en ZZP'ers. Reken bedragen om van exclusief naar inclusief BTW en andersom.

  • 21% standaardtarief — de meeste goederen en diensten
  • 9% verlaagd tarief — voedsel, boeken, medicijnen, cultuur, sport
  • Nieuw in 2026: logies (hotels, B&B, Airbnb) gaat van 9% naar 21%

Handig voor facturen, offertes en boekhouding.

→ BTW Berekenen 2026

2. Vakantiegeld Berekenen 2026

Mei is vakantiegeld-maand. Bereken hoeveel je bruto en netto krijgt op basis van je salaris.

  • Standaard 8% van je bruto jaarsalaris
  • Werkt ook voor deeltijd en als je halverwege het jaar bent begonnen
  • Schat de belasting (~37%) en toont je netto vakantiegeld

→ Vakantiegeld Berekenen 2026

3. Erfbelasting Berekenen 2026

Niemand denkt hier graag over na, maar het is belangrijk om te weten hoeveel erfbelasting je betaalt.

  • Vrijstelling partner: €828.035 — in de meeste gevallen geen erfbelasting
  • Vrijstelling kind: €26.230
  • Tarieven: kinderen 10-20%, kleinkinderen 18-36%, overig 30-40%
  • Schijfgrens 2026: €158.669

→ Erfbelasting Berekenen 2026

4. Pensioen Berekenen 2026

Hoeveel pensioen krijg je straks? Deze calculator combineert AOW en aanvullend pensioen.

  • AOW 2026: alleenstaand ~€1.267 netto/maand, samenwonend ~€868 netto/maand
  • AOW-leeftijd: 67 jaar
  • Berekent je pensioengat — het verschil tussen je huidige inkomen en je pensioen
  • Toont het vervangingspercentage van je salaris

→ Pensioen Berekenen 2026

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Alle tools zijn 100% gratis, privé (geen data verlaat je browser), en werken zonder registratie. Onderdeel van Teamz Lab Tools — 17 gratis calculators voor Nederland.

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Oorspronkelijk gepubliceerd op https://tool.teamzlab.com

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