Free Monthly Budget Planner — 50/30/20 Rule, Custom Splits, Save Plans Month to Month
Most budget apps are retrospective — they log what you already spent. Useful, but by then the money's gone. We built the opposite: a monthly budget planner that's prospective — you decide where every rupee, dollar, pound, or peso goes before the month starts. Free, private, browser-only. No signup. No subscription. Your plans save to localStorage so they're gone if you clear cookies — which is exactly the privacy trade we prefer over "sign up, sync to cloud, get emailed upsells forever." What's inside Four preset allocation modes: 50/30/20 — 50% needs, 30% wants, 20% savings. Classic rule from All Your Worth by Elizabeth Warren. 70/20/10 — Tight-budget variant: 70% needs, 20% savings, 10% wants. 60/20/10/10 — Balanced with emergency fund bucket. Custom — 8-category grid you can rename, resize, or add/remove rows. Toggle between percent-of-income and absolute-amount input. Both sync bidirectionally — set "Rent" at 25% and it sho...